Pick the safer card for online
Say which of your two cards to type into a website, and why.
A debit card spends money already in your checking account. A credit card spends the bank’s, and you settle up later.
That is why a credit card is safer online: while a wrong charge is settled, the money missing is theirs.
Key points
- A debit card spends your money; a credit card spends the bank’s
- Use the credit card for anything typed into a website
What to remember
- Debit card in the store, credit card on the web.
- Both get sorted out. Only one leaves your balance short.
Try this
Take both cards from your wallet: Debit or Credit is printed on the front.
Practice: Pick the safer card for online. Your first lesson is free, with no account or card; the rest are part of a Lantern plan. Interactive lessons require JavaScript.